CIPS Benefits

It’s Decision Time

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Upgrade Your Coverage
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Choose Your Benefits

Protect Your Household

Offset Healthcare Risks

Hedge against the possibility of additional out-of-pocket above the deductible through supplemental insurance plans that provide low-cost protection against overruns. 

Cover Out of Pocket Expenses

Cash benefits can cover out-of-pocket costs that arise from accidents and hospital stays.

Improve Your Financial Stability

Payments go right to you. Use the money to meet your needs.

Navigating which benefits are best for your household can be complicated.  CIPS has teamed up with Meridio to support your benefits decision. 

We’re here to help you make the most of your  employee options.

WHEN YOU’RE READY

Speak with the Benefits Team

CIPS

Available Benefits

Learn about the comprehensive, affordable insurance products available

to you as an employee.

Accident Insurance

Accidents happen, Protect Your Income


Group accident insurance can help with medical or other costs associated with a covered accident or injury that your health insurance may not cover. With this coverage you may not need to use your savings or secure a loan to help pay those unexpected out-of-pocket expenses. Coverage options are available for you, your spouse and eligible dependent children.

Short Term Disability

How long could you afford to be without a paycheck?

You never know when a disability could impact your way of life. Fortunately, there’s a way to help protect your income. If a covered accident or sickness prevents you from earning a paycheck, disability insurance can provide a monthly benefit to help you cover your ongoing expenses.

Critical Illness
Protect your quality of life when illness strikes

If you’re diagnosed with a covered critical illness or cancer, group critical illness insurance from Colonial Life can help with your expenses, so you can concentrate on what’s most important – your treatment, care and recovery.

Whole Life Insurance
Protect your family for the unexpected

Get peace of mind and protection for loved ones with life insurance. Life insurance can help your loved ones pay for funeral costs, cover bills and ongoing living expenses, pay off debts, finance future needs and protect retirement plans.

Protect YOur EARNINGS

We’ve Got You Covered!

Determining which coverage is best for your household should not be complicated. We’re here to help.

We’re here to make sure you have what you need to make a good decision. 

We Connect People with Benefits