SHAC Benefits
It’s Decision Time
Choose Your Benefits
Protect Your Household
Offset Healthcare Risks
Hedge against the possibility of additional out-of-pocket above the deductible through supplemental insurance plans that provide low-cost protection against overruns.
Cover Out of Pocket Expenses
Cash benefits can cover out-of-pocket costs that arise from accidents and hospital stays.
Improve Your Financial Stability
Payments go right to you. Use the money to meet your needs.
Navigating which benefits are best for your household can be complicated. SHAC has teamed up with Meridio to support your benefits decision.
We’re here to help you make the most of your employee options.
WHEN YOU’RE READY
Speak with the Benefits Team
SHAC
Available Benefits
Learn about the comprehensive, affordable insurance products available
to you as an employee.
Accident Insurance
Accidents happen, Protect Your Income
With the cost of health insurance becoming increasingly expensive, more employers are choosing to offer insurance plans with high deductibles or cutting back on coverage altogether.Accident Insurance can be an expense management solution. It provides protection from the unanticipated expense of accidental injuries by paying cash benefits upfront for qualified accidents.
The benefits can be used to help pay the out-of-pocket costs of medical treatment such as deductibles and copays, or other diagnostics or therapy that primary insurance doesn’t always cover. Accident insurance benefits can also be used to help with living expenses, such as mortgage, rent, car payments, gas, childcare or groceries.
Benefit Archway Accident Insurance offers three affordable plans with options for spouse and child coverage.
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Short Term Disability
How long could you afford to be without a paycheck?
Let’s face it, most of us depend on our income to survive. Any disruption in pay, even for a short time, could be a financial hardship for some and devastating for many. Short-Term Disability Insurance helps replace a portion of income if you become injured or sick and are unable to work for a period of time. The plans also pay benefits if you return to work but are not able to earn 100% of your pre-disability income. Short-term Disability Insurance benefits can be used to replace up to 66% of your monthly income.
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Critical Illness
Protect your quality of life when illness strikes
Critical Illness insurance is actually a very powerful form of financial protection. It pays lump sum benefits when you are sick to help protect your quality of life after the illness.
A serious illness not only affects the physical body, the aftermath of paying for unexpected expenses could also affect money reserves like your savings account, college fund or retirement fund. The fact is, even with other forms of insurance in place, most people are simply not prepared for all the medical and non-medical expenses that come with a major illness.
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Term Life Insurance
Protect your family for the unexpected
Term Life Insurance is life insurance that you purchase when you only need financial protection for a limited period or “term”. For
example, until your children are out of school; or you want to temporarily cover financialresponsibilities like mortgage or college
funds; or maybe you want to preserve your ability to get permanent life insurance at a later time.
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Gradfin
Repay student loans faster to save for the future
Student loans are complex. Financial education, for students and financial advisors, is the critical ingredient to making informed decisions about student loans.
Start your student loan plan now. We will plot out a path for your student loans that involves refinancing as well as federal loan forgiveness and income driven repayment plans.
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Protect YOur EARNINGS
We’ve Got You Covered!
Determining which coverage is best for your household should not be complicated. We’re here to help.
We’re here to make sure you have what you need to make a good decision.
We Connect People with Benefits